Yes. Manual underwriting is permitted and underwriters must follow US Bank and Agency guidelines for the product (FHA, VA, USDA: RD, etc.). It is not allowed for Manufactured Homes.

Yes. Please see the "Income Limits" section on our "About" page.

Yes. Co-signers are permitted to the extent permitted by applicable agency (FHA, VA, USDA:RD). Treat co-signer/income as directed by the agency. A co-signer cannot have any ownership interest in the property. (They cannot be on the mortgage/DOT/ warranty deed.)

No. Using the program should not slow down loan closing. Borrowers should utilize the services of a trained and qualified lender.

Yes. All borrowers must complete a homebuyer education course and receive a certificate of completion. Ask an approved Welcome Home Wyoming Program lender for more details.

Yes. Ask an approved Welcome Home Wyoming Program lender for more details.

Yes. The Welcome Home Wyoming Program offers products made possible by Freddie Mac and Fannie Mae.